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5 Holiday Store Return Policies You Need to Know

You likely already know how to spot a good Black Friday deal (electronics are almost certainly on your list) and how to plan your shopping schedule so you hit all the best sales (cutting short your Thanksgiving dinner is practically a must). But do you know how to...
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The Best and Worst Things to Buy in December

December is a month when most people can’t avoid shopping. You may have skipped Black Friday, but the holiday season is a different beast altogether, with gifts from loved ones, friends and people you barely know coming at you from all angles. Maintain lots of holiday cheer by...
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5 Steps to Plan Your Retirement

Only 1 in 3 Americans in their 50s has ever tried to plan for retirement, according to a National Bureau of Economic Research study. And a third of those who try to plan admit that they either gave up or failed miserably. The result: Barely 20 percent of...
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Why the Holidays Make Us Dumb About Spending

NEW YORK — Financial planner Barry Eckstein has heard a lot of extravagant spending stories. But when clients were chatting with him about the holidays a couple of years ago, he couldn’t believe his ears. The couple had bought a mink coat. Not just any mink coat, mind...
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Whom Not to Tip for the Holidays

With the New Year rapidly approaching, it’s a good time to reflect on the past year and think about all the people who have helped you get through it — and how best to show them your appreciation. “The root of the word gratuity is gratitude,” says Daniel...
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Americans Pay Up to 10 Times Too Much for Medications

Just 17 percent of people comparison shop for their prescriptions to find better deals, a new survey shows. That means 83 percent are potentially paying hundreds of dollars more than necessary each time they fill a prescription, according to Consumer Reports. The nonprofit found that medications can cost...
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