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Is Self-Insurance Right for Your Business?

Open enrollment for 2016 benefits is coming to an end, and many businesses and workers are finding themselves with higher insurance costs than ever before. Many small businesses that offer health insurance plans may think that purchasing an expensive plan from an insurance carrier is their only option....
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Are Voluntary Benefits Like Pet Insurance Worth It?

NEW YORK — When some 120 million employees start filling out their open enrollment choices this fall, they will be presented with the usual health, dental and vision options. But a slew of other voluntary benefits are now popping up, ranging from critical-illness coverage to pet insurance. Some...
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Why You Should Buy Longevity Insurance

It’s a dirty trick of modern life: escaping disease and accident to live long — only to run out of money before the end. With the withering of old-fashioned pensions combined with longer lifetimes and baby boomers flooding into retirement, the insurance industry is churning out a raft...
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Rental Car Insurance From Your Credit Card

Q. I’m going to rent a car when traveling for Thanksgiving. I understand that my credit card will provide rental car insurance. How does this coverage work? –E.S., Hanover, Pennsylvania. A. Your own auto insurance policy most likely covers rental car damage and liability, up to the same...
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How to Get Rid of Private Mortgage Insurance

If you want to buy a house but can’t pay 20 percent of the cost upfront, a lender will want you to have private mortgage insurance. PMI protects the lender from loss if you can’t make payments on a loan with less than a 20 percent down payment....
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